Loan Programs

We have every type of loan program to fit your needs.  That includes: Conventional, FHA, VA, and Reverse Mortgages.  We have adjustable rate loans, and a variety of fixed rate loans.  We make it easy and flexible for you because we tailor each loan to the customer's needs.

Buying a home? We can help! Essex Mortgage can take the pain out of the process.

• Buying a home should be an exciting event - not an excruciating one!
• We'll close your loan on time, and on budget.
• We'll work with you, your Realtors, and your escrow company to make sure things go smoothly from the time you make an offer until closing.  

PreQualify:

• You'll know exactly what you can qualify for, what your payments will be, and how much money you'll need - in just a few minutes.

Loan Calculators:

• use our handy calculators to get ballpark figures you'll need to begin.

Realtor Referral:

• need an experienced agent? Let us recommend one who knows your area, and will take good care of you.

Get Started Now to begin the process, click here.

Refinance Loans

Essex Mortgage will make your refinance transaction fast, smooth, and affordable. If you've refinanced before, you'll be pleasantly surprised by our great service.

We will only process refinance loans where there is a distinct benefit to the borrower - after all, we want to be your home lender this time, and next time, too. We have a wide range of options to fit your needs - if you'll be in the property only a few years, or if this is your dream home, and you'll be there forever.

Rate and Term Refinance:

• to lower your monthly payment, or pay your home off quicker. Click here to get started.

Cash Out Refinance:

• free up your equity to make an investment, finance a college education, or remodel to make your home into your dream home. Click here to get started.

Feel free to use the calculators on this website to see if a new home loan will save you money - or call or e-mail us  to do this for you. You'll be glad you did! Click here to get started.