Folsom, CA 95630


NMLS# 320950

604 Sutter St. Suite 120

Licensed in:




(925) 783-2068



I have been assisting prospective new buyers finance the home of their dreams for over 25 years. I have proudly maintained my relationships throughout the years, assisted hundreds of happy customers improve their overall financial well being. I care about investing in my clientele and look to earn their trust in becoming their “lender for life.” I lend in the community I have lived in and have vast experience in the East Bay, the Sacramento Basin, and Central California.

Fluent in Spanish, i am an expert in all elements of conventional, government, “Jumbo” and non-conventional residential loan products. I specialize in down payment assistance programs, and guide my customers and realtors in finding solutions to ensure that they are aware of, and prepared to take advantage of all the opportunities available to them as they navigate through the often confusing process of home ownership.

My goal is to “close on time, every time” and provide constant and useful communication to educate my partners in every transaction, while making sure my borrowers get the best deals available for their qualifications.

I care about my clients who put their faith in me, and I maintain life long relationships that i am very proud of. I am a youth soccer and basketball coach, love the outdoors, and play an active role on the Parish Council and the liturgy group for my local church

Loan Officer


2200 W. Orangewood Ave. Ste. 150

Orange, CA 92868

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Data Mortgage, Inc. is an Equal Housing Lender doing business as Essex Mortgage. All loan programs, terms, and rates are subject to change without notice. Additional terms and conditions may apply. Essex Mortgage is not an agency of, nor is it affiliated with the federal government or any other entity referenced herein, except Essex Mortgage. Essex Mortgage's corporate office is located at 2200 W. Orangewood Ave. Suite 150 Orange, CA 92868 Tel: 714-935-2581; Loans made or arranged pursuant to a California Financing Law license. CA Department of Real Estate License #00936013; CA Department of Financial Protection and Innovation License #603G833, NMLS #70377 . Georgia Residential Mortgage Lender Licensee #23621. AZ #0943121, ME #70377, NV #3487, WA #CL-70377.  For licensing information, go to