top of page
Looking to learn more? Talk to an Essex Mortgage Professional.
WHAT IS A JUMBO LOAN?
Depending on your geographical location, conforming loans will only allow financing up to $510,400. A mortgage required for any amount greater will need what is known as a jumbo, or non-conforming, loan. These loans exist to help qualified buyers looking to buy homes in more expensive areas; areas where the average selling price of a home is much higher.
​
WHY GET A JUMBO LOAN?
-
​​Loan amounts up to $3 million
-
Minimum credit score of 720 up to 90% LTV with no MI (on qualified loans)
-
Fixed and adjustable rates available
-
May also be used to finance a second or vacation home and investment property
bottom of page