Grab your coffee, take a seat, and see what Essex has been up to this month!
Every month we post to our social accounts but sometimes, that gets lost in the massive amounts of content found online at any given moment. So, we at Essex want to send you a monthly newsletter detailing all the amazing things we are up to!
Here's what you'll find in this newsletter:
Top Loan Officers & Employee Spotlight
Top Loan Officers from last month:
Kimberly Guerrero, Belinda Price, Todd Collins
"I had a lot of questions and Kimberly answered them all in a timely and sufficient manner. Our closing happened so quickly and was painless!" - Ruby, NV
"No matter how many obstacles came our way with our sell of our old home, we were able to come up with a plan and get everything straightened out in time to stay on track for our purchase of the new home." - Crystal, WI
"Todd is an amazing lender. He talks you through the whole experience and is always available to offer advice and to answer questions. He and his team are amazing. I highly recommend this lender!" - Jill, CA
Ian | Director of Marketing
Question: How long have you worked at Essex?
Answer: I've worked at Essex since May of 2017
Question: Why do you like working at Essex?
Answer: My favorite part of working for Essex is the trust that has been given to me to oversee the Marketing Dept and the freedom to take on new and exciting projects.
Question: What's a fun fact of yours?
Answer: I'm a partial owner of an adult summer camp company.
Question: What is your favorite season?
Answer: I live in Indiana so we see all the seasons. My favorite has to be fall. I love that the weather cools off. It means I can start wearing sweaters and sweatshirts. It also means the leaves change colors and football starts!
About Essex Mortgage
Big Brothers Big Sisters is a philanthropic organization whose main goal is to empower youth to reach their full potential through one on one mentorship programs. Children ages 6 to 16 get matched with a volunteer that will help them through the adversity they face and give them a mentor and support system for life.
If you would like to learn more or donate to Big Brothers Big Sisters, click the link to learn more: https://www.bbbs.org/
(Photo from bbbs.org)
Hailing from Essex, England, Roland Weedon founded Essex Mortgage in 1986. With a background in education, Roland remained adamant that educating the client wouId be the company's #1 priority. Today, Roland still holds to the fact that an educated client is best quipped to make decisions that are not only in their best interest, but also help in achieving both short and Iong-term goaIs.
Collateral is a property or any other asset that the borrower offers that can be used as a security for a debt. In the case of a mortgage, the collateral is the house and the land. If the borrower stops making payments, the lender can take hold of the house and land to recover losses on the loan.
Escrow is a deposit by a borrower to the lender of funds to pay property taxes, insurance premiums, mortgage insurance and other similar expenses when they become due. Money and property will be "in escrow" until all of the conditions of the home sale are met.
VA loans are home loans that are backed or guaranteed by the Department of Veterans Affairs. All former and current military personnel in good standing are eligible for a VA loan for their next home purchase, as well as surviving spouses of those who served. At Essex Mortgage, we offer 100% financing, no mortgage insurance, and low closing costs to those looking to get a VA loan.