Looking to learn more?

Reach out to an Essex Mortgage Professional. 

Looking to learn more? Talk to an Essex Mortgage Professional. 


Unlike traditional mortgages, a reverse mortgage is designed to help borrowers 62 or older gain access to the equity in their primary home that has been building over the years. Instead of paying a mortgage every month, a reverse mortgage pays you, either in a lump sum, monthly payments or as a line of credit. You can even choose a combination of all 3!


With a reverse, you defer monthly payments on your mortgage. The amount you owe then becomes a lien on the property and any equity you choose to receive is added to that lien, with interest. You are still responsible for taxes, insurance and property maintenance.


This unique mortgage is a great tool to gain access to your home’s equity. However, it is not for everyone, and depending on your financial goals, it might not be for you. Our reverse mortgage experts can help you decide if one is right for you.

Still Have Questions?

If you or a loved one have questions about Reverse Mortgages, Essex Mortgage is here to help. Fill out the form below and someone will be in touch with you soon.

2200 W. Orangewood Ave. Ste. 150

Orange, CA 92868

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Data Mortgage, Inc. is an Equal Housing Lender doing business as Essex Mortgage. All loan programs, terms, and rates are subject to change without notice. Additional terms and conditions may apply. Essex Mortgage is not an agency of, nor is it affiliated with the federal government or any other entity referenced herein, except Essex Mortgage. Essex Mortgage's corporate office is located at 2200 W. Orangewood Ave. Suite 150 Orange, CA 92868 Tel: 714-935-2581; Loans made or arranged pursuant to a California Financing Law license. CA Department of Real Estate License #00936013; CA Department of Financial Protection and Innovation License #603G833, NMLS #70377 . Georgia Residential Mortgage Lender Licensee #23621. AZ #0943121, ME #70377, NV #3487, WA #CL-70377.  For licensing information, go to