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WHAT IS A USDA LOAN?
In an effort to accommodate home purchases in rural markets, the United States Department of Agriculture (USDA) has approved certain lenders to offer their Rural Housing Loan Program. Essex Mortgage is one of those lenders. This program is geared towards low to moderate-income families in rural areas. Applicants and property must qualify under current USDA guidelines. Only rural properties are allowed under this program and must meet certain geographic restrictions.
WHY GET A USDA LOAN?
No down payment
Flexible credit guidelines
Available for purchase or refinance