VA LOANS

Looking to learn more?

Reach out to an Essex Mortgage Professional. 

Looking to learn more? Talk to an Essex Mortgage Professional. 

WHAT IS A VA LOAN?

THANK YOU FOR YOUR SERVICE!

 

The U.S. Department of Veterans Affairs (VA) backs or guarantees loans issued by VA approved lenders, of which Essex is one. This is a great benefit to military personnel, and with very few exceptions, all members of the military (past and present) in good standing are eligible. Members of the National Guard and the U.S. Army Reserves can also qualify, as well as the surviving spouse of a military member who died during their service or as a result of a service-related injury.

Active members of the military can apply after six months of enlistment. If you are in the reserves or part of the National Guard, you will have to wait six years before applying, but if you are called to duty then the standard 6 months applies (this time frame is reduced to 90 days during active wars.)

 

PLEASE CONSULT YOUR ESSEX MORTGAGE LOAN OFFICER REGARDING ELIGIBILITY.

 

WHY GET A VA LOAN?

  • 100% financing available

  • VA funding fee may be financed in mortgage

  • No mortgage insurance

  • Lower closing costs

  • Can be used for purchase or cash-out refinance for primary residence

  • On current VA loans, a no cash-out streamline refinance (IRRRL) can be made with no appraisal and minimal documentation

  • Jumbo VA loans available up to $1.5 million

2200 W. Orangewood Ave. Ste. 150

Orange, CA 92868

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Data Mortgage, Inc. is an Equal Housing Lender doing business as Essex Mortgage. All loan programs, terms, and rates are subject to change without notice. Additional terms and conditions may apply. Essex Mortgage is not an agency of, nor is it affiliated with the federal government or any other entity referenced herein, except Essex Mortgage. Essex Mortgage's corporate office is located at 2200 W. Orangewood Ave. Suite 150 Orange, CA 92868 Tel: 714-935-2581; Loans made or arranged pursuant to a California Financing Law license. CA Department of Real Estate License #00936013; CA Department of Financial Protection and Innovation License #603G833, NMLS #70377 . Georgia Residential Mortgage Lender Licensee #23621. AZ #0943121, ME #70377, NV #3487, WA #CL-70377.  For licensing information, go to www.nmlsconsumeraccess.org